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https://studentaid.gov/sites/default/files/BD-General-Application-Form.pdf
"It is also important to understand that to be eligible for full or partial federal student loan relief through borrower defense to repayment, you must also have suffered monetary harm. The act of taking a loan or holding student debt is not, by itself, considered to be monetary harm."
So, it's okay if your institution commits misconduct if you cannot prove a causal link between the specific misconduct and monetary harms you may have faced.
Shameful that student debt isn't considered monetary harm in the first place. The poorest individuals end up paying way more for college than the rich who can slap down the cash in one go.
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Noam Chomsky |
Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It's a trap for the rest of your life because the laws are designed so that you can't get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy. |
Thomas R. Insel |
With the implementation of the Affordable Care Act and the Mental Health Parity and Addiction Equity Act, more people will have insurance coverage and, in principle, be eligible for more care. |
Marc Faber |
I think Mr. Obama is a disaster for business and a disaster for the United States. Not that Mr. Romney would be much better, but the Republicans understand the problem of excessive debt better than Mr. Obama, who basically doesn't care about piling up debt. |
Ken Calvert |
We can practice tolerance while still holding true to cultural values that protect the institution of marriage as a union between only a man and a woman. |
Viktor E. Frankl |
Everyone has his own specific vocation or mission in life; everyone must carry out a concrete assignment that demands fulfillment. Therein he cannot be replaced, nor can his life be repeated, thus, everyone's task is unique as his specific opportunity to implement it. |
Nick D'Aloisio |
I was using Twitter a lot on my phone, and was realising there was a massive gap between the link on the tweet and the full story. If you could come up with a summary layer to show in Twitter, that would be awesome. |
Jiddu Krishnamurti |
You must understand the whole of life, not just one little part of it. That is why you must read, that is why you must look at the skies, that is why you must sing and dance, and write poems and suffer and understand, for all that is life. |
Steve Israel |
The Stem Cell Research Enhancement Act would expand research on embryonic stem cells by increasing the number of lines stem cells that would be eligible for federally funded research. |
Frederik, Crown Prince of Denmark |
Historically, royal families have represented an institution. The institution is built on heritage, and is timeless in that sense. |
Ernst Haeckel |
Both of these branches of evolutionary science, are, in my opinion, in the closest causal connection; this arises from the reciprocal action of the laws of heredity and adaptation. |
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Spot the bullshit:
"On Thursday, the U.S. Department of Education announced its new plan to help tackle debt for those who borrowed federal money to pay for student loans.
In a new streamlining process, borrowers who have approved claims that confirm their college or institution defrauded them or engaged in financial misconduct will be able to apply for full relief.
Officials estimate that t...
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California High Schooler Changes Grades After Phishing Teachers, Gets 14 Felonies for His Efforts
Police in Concord, California arrested a teenager earlier this week and charged him 14 felony counts after discovering the high schooler launched a phishing campaign directed at teachers in order to steal their passwords and change grades. From a report: The 16-year-old student, whose name was not released because he's a minor, was arrested Wednesday following an investigation launched by local law enforcement, with assistance from a Contra Costa County task force and the US Secret Service, KTVU reported. Reports of the hack first started to trickle into police two weeks ago, when teachers in...
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my loan sites convert more in the middle of the week. im guessing thats because paychecks come in at the end of the week and at the beginning of the week, people havent run out of their money yet
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Damn, accidentally called a black student in my class the name of another black student in my class.
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I feel like the act of trying to understand someone else or something they've done is like dimensionality reduction. Each person has a different transform for the same space of experiences. Basically, people can't go through exactly what you went through, so to understand you they have to imagine and assess what they think are the important parts of what happened. Then if they suck at the reduction or process your experience in a space where high variance explaining components are different than yours (different things are important to them) then they will not understand or appreciate what you do.
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INTRODUCTION The likelihood of getting arrested for computer hacking has increased to an unprecedented level. No matter how precautionary or sage you are, you're bound to make mistakes. And the fact of the matter is if you have trusted anyone else with the know ledge of what you are involved in, you have made your first mistake. ...
This post is a comment.
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Hebei, a Northern Chinese Province, Unveils an App That Triggers a Notification When You're Near Someone in Debt
China is gearing up to launch a social credit system in 2020, giving all citizens an identity number that will be linked to a permanent record. Like a financial score, everything from paying back loans to behaviour on public transport will be included. One aspect of this social credit system is a new app in the northern province of Hebei. From a report: According to the state-run newspaper China Daily, the Hebei-based app will alert people if there are in 500 metres of someone i...
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I'm in my 5th year as a PhD student in computer science and I think this is the first time that I've had a practical application for Floyd-Warshall.
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NSA's 'Codebreaker Challenge' Features Exploiting Blockchain To Steal Ethereum (ltsnet.net) 51 Posted by EditorDavid on Saturday September 22, 2018 @05:34PM from the show-me-the-money dept. "The National Security Agency's 2018 Codebreaker Challenge kicked off on Friday, 9/21, and runs through 12/31," writes Slashdot reader eatvegetables. Each year's challenge -- which is open to U.S. students -- comes with its own (fictitious) backstory which the organizers say is "meant for providing realistic context."
This year's story? ...
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i asked for this pretty girls name today after days of her asking me to do stuff (shes a student).. watch me get fired lol X'D its a setup!!
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